♫ Oct 2 @ 7:30pm: Māh Ze Tār with Dros Live!

Winter Insight Meditation Retreat

January 5 - January 11, 2027
Silent meditation retreat On-Land

The Buddha’s teachings and meditation practices remind us of the ever-present possibility of waking up to a sense of well-being, presence, and true nature that does not depend on circumstances. This silent Insight Meditation (vipassanā) retreat is designed for both new and experienced meditators, and will include systematic instructions in vipassanā meditation following the Four Foundations of Mindfulness. The retreat will also include lovingkindness meditation, meetings with teachers, and evening talks highlighting the central teachings of the Buddha and their practical application to our lives.

This retreat is silent except for teacher-led Q&A, small groups, or other practice meetings.

Sliding Scale Pricing

Choose your rate

We offer our retreats on a sliding scale to make the Dharma accessible to all.
By selecting the highest rate you're able to afford, you help support Spirit Rock's ability to offer lower rates and meet the growing number of scholarship requests. Your generosity sustains our nonprofit mission and ensures that these teachings of lovingkindness and wisdom remain available to everyone.

$3750

Maximum generosity.
Helps the dharma remain accessible to all.

  • Covers all costs with generous offering
  • Supports reduced rates and scholarships
  • Tax-deductible amount above Sustainer rate
  • Guaranteed single room

$3000

Generous support.
Helps the community and teachings.

  • Covers all costs with meaningful contribution
  • Supports our work and future programs
  • Tax-deductible amount above Sustainer rate
  • Higher chance of single room

$2250

Our standard rate.
The foundation of our community.

  • Covers food, lodging, and program costs
  • Supports program sustainability
  • Not tax-deductible
  • Shared or single accommodations

$1500

Partially subsidized.
Made possible by community generosity.

  • Makes programs more accessible
  • Not tax-deductible
  • Shared or single accommodations

Financial Aid

Needs-based assistance

Scholarships are limited to those with significant financial need.
If you need a scholarship to attend, we encourage you to select the scholarship rate that best aligns with you and your financial circumstances.

$570

For those facing financial hardship, including elders 65+ on fixed incomes, or those with serious or life-threatening illnesses.

  • Not tax-deductible
  • Shared or single accommodations
We’ll notify you if a scholarship becomes available.

$570

For those who self-identify as Black, Indigenous, and/or People of Color and need financial assistance to attend a program.

  • Not tax-deductible
  • Shared or single accommodations
We’ll notify you if a scholarship becomes available.

$50

One-time award for new meditators (age 27–55) with financial need attending their first silent residential retreat (ever!) - available only on 6-night retreats.

  • Not tax-deductible
  • Shared or single accommodations
We’ll notify you if a scholarship becomes available.

$570

For young adults (ages 18–26) experiencing financial need who wish to attend a program and deepen their practice.

  • Not tax-deductible
  • Shared or single accommodations
We’ll notify you if a scholarship becomes available.

$50

For parents or legal guardians (grandparents, relatives, or foster parents) from low to modest income households who are actively raising children under the age of 18 in their home, with special priority given to those who are single parenting. 

  • Not tax-deductible
  • Shared or single accommodations
We’ll notify you if a scholarship becomes available.

Teacher Dāna

Please note that registration fees do not include teacher dana. At the end of the retreat, there will be an invitation to offer dana to the teachers and to Spirit Rock.

Meet the Teaching Team

Howard Cohn, MA

Howard Cohn, MA

Teacher

Howard Cohn is one of the original Spirit Rock teachers. He has led Insight Meditation retreats worldwide since 1985. He has led the Mission Dharma Community for over 40 years, emphasizing the ever-present awareness that is our natural state and the wisdom and heart qualities that emanate from it.

Erin Treat

Erin Treat

Teacher

Erin Treat has been practicing Buddhist meditation for nearly 30 years and is the guiding teacher of Vallecitos Mountain Retreat Center in northern New Mexico. She is a long-time student of the Diamond Approach. Erin teaches the practical and the profound, from a heart grounded in respect for mystery and the many faces of awakening.

Leslie Booker

Leslie Booker

Teacher

Booker is a heart-centered teacher and writer focused on creating a culture of belonging. She was a 2020 Sojourner Truth Leadership Fellow, and one of Mindful's 12 Powerful Women. Booker moved to Philadelphia in 2020 to vote in a swing state, and is the Guiding Teacher of New York Insight.

Teresa Todoroff (Movement Teacher), RYT

Teresa Todoroff (Movement Teacher), RYT

Movement

Teresa serves the Dhamma with reverence and joy. She has been shaped by the intimate teachings of caregiving, grief and loss, and living alongside Buddhist monastics. Poetry, somatics, devotional practices, and an ongoing exploration of animist ways of being in the world continue to inspire her spiritual journey.

Ramona  Lisa Ortiz-Smith (Teacher in Training), MBA

Ramona Lisa Ortiz-Smith (Teacher in Training), MBA

Assistant teacher

Ramona Lisa Ortiz-Smith is a spiritual teacher and leader with years of silent retreat practice. She has spent many years undertaking contemporary Upasika vows, living as a lay renunciate and studying the Dharma. Ramona Lisa is honored to be in the current cohort of the IMS/Spirit Rock Teacher Training.

Helpful Info & FAQs

Cancellation Policy

Standard Cancellation Fees:*

  • $50: On or before 12 weeks 
  • $100: 8-12 weeks before
  • $175: 4-8 weeks before
  • $300: 2-4 weeks before
  • No refunds less than 2 weeks before

Scholarship and Commuter Rate Cancellation Fees:*

  • Full refund: On or before 12 weeks
  • $75: 8-12 weeks before
  • $100: 4-8 weeks before
  • $200: 2-4 weeks before
  • No refunds less than 2 weeks before

*Fees reduced for serious illness or death in family

**Monthlong retreats and Dharma Training programs have specific and very different cancellation policies. Refer back to your confirmation email for this information.**

Payment Plan Option

Payment plans are available to everyone! Installments can only be set up on a credit cards, and some debit cards (we only accept VISA, Mastercard, or Discover).

You can either pay in full or pay a 30% deposit when you register. If you choose the deposit option, the remaining balance will be automatically charged monthly in equal installments using the same card you used to pay your deposit. The payment will debit on the 'same date' of the month that you paid your deposit. Full payment is due 2 weeks prior to the retreat start.

Let us know if you need to adjust a debit date or if you need to update your credit card. Any adjustments need to be done well in advance of a scheduled debit date. We are not able to 'reverse' a charge once it has been processed.

COVID and Other Illnesses

  • While on retreat, participants live closely together and are in shared spaces; so it is very important that everyone takes steps to minimize the transmission of colds, flu, or other infectious diseases. We ask individuals who are sick to please stay home! Notify the registration department as soon as possible; cancellation fees will apply. 
  • Spirit Rock does not require proof of vaccination or compulsory testing for COVID, if you feel uncertain about this policy participants are encouraged to wear a mask for your own personal comfort, but it is not required. In advance of your retreat, please consider wearing a mask while en route to Spirit Rock via public transportation of any kind. Be mindful of attending large public gatherings where the risk of exposure is increased. If you have cold or flu-like symptoms, take a COVID test, and please reconsider coming on retreat.
  • We suggest everyone practice diligent hand hygiene (20 seconds of handwashing as often as practical).
  • If a practitioner (or teacher) becomes sick while on retreat, they will be asked to mask, and if serious, leave the retreat. We will also ask that they take a COVID antigen self-test onsite, and if they test positive for COVID-19, they must exit the retreat. We will not be able to offer a refund for mid-retreat exits.

Room Occupancy

We have double and single occupancy rooms. Many of our rooms are single occupancy (only 16 of 80 rooms are double occupancy). We offer a limited number of "guaranteed single room" rates which guarantees a single room while generously helping to support scholarships and all we do here at Spirit Rock. The remaining single rooms are not exclusive to the top end of the sliding scale; however, they are initially prioritized for those with serious medical needs.

What is a Retreat Commuter?

What is a Retreat Commuter?

A retreat commuter is a practitioner who attends a full residential retreat, including all meals, but they are not provided with overnight accommodations. Instead practitioners stay in their own home, or find local accommodations at their own expense. A shared resting area is provided during the day while on campus for the retreat located below the main hall. The retreat commuter is expected to attend the entire retreat just like residential retreatants. Special reduced rates are available for retreat commuters. An added benefit of a retreat commuter, is that you could be offered a residential spot on opening day due to a very last minute cancellation. Additional fees will be due if this option is accepted.

The retreat commuter option will only become available once the retreat is full with a waitlist. However, if your personal circumstances preclude you from attending a residential retreat (staying overnight), please reach out to us as we may be able to offer you a commuter spot sooner and we would be happy to have a conversation with you. ("Personal circumstances" could be situations like if you are a sole caregiver, or parent w/young children where you need to be home each night, for example.)

Prerequisite for Commuters:

You must have attended at least one weeklong silent residential retreat (5-7 nights) in Insight (vipassanā) meditation PRIOR to attending this retreat. Online retreat experience is not eligible for this prerequisite.

If you have questions about being a retreat commuter, please email [email protected]

Participation and Attendance Guidelines

Explore the practice of being on retreat - Learn more here.

  • This retreat is silent except for teacher-led Q&A, small groups, or other practice meetings. Explore "How Retreat Works"
  • Preparing for Your Retreat
  • We strongly encourage you to read the sub-section "Retreat Guidelines and Agreements" so you understand what is required of you as a participant on this silent retreat.
  • Review a general outline of a Retreat Schedule.
  • If you have "never meditated" before, we recommend attending two to three daylong programs first! Then "graduate" to longer retreats like a 4- or 5-night retreat.
  • We would be happy to help guide you and set you up for success, please contact the Registration Department so we may have a conversation. We want you to be prepared.

Scholarship Offerings and Types

Spirit Rock Meditation Center offers several categories of scholarship types for residential retreats. Scholarship rates are limited to those with significant financial need. A scholarship application is required to be considered for any scholarship rate below. We have many requests for scholarships and cannot honor all requests. Visit our Scholarship FAQs at the bottom of the Financial Support page.

Muditā/Karuṇa Scholarship Rate: 

  • Muditā: supports any individual who has significant financial need; this includes everyone, especially our low-income folks and elders (65+) on fixed incomes; or young adults who have 'aged out' of the Young Adult rate.
  • Karuṇa: supports individuals who have significant financial need and have a serious medical condition(s), or life-threatening illness.

Dr. Marlene Jones People of Color Scholarship Rate: supports individuals who have significant financial need and who self-identify as Black, Indigenous, and/or a Person of color.

Toni Ko Scholarship Rate: supports individuals who have a significant financial need, are 27-55 years old, AND are attending their FIRST silent residential retreat (limited to a 6-night retreat only) at Spirit Rock. This scholarship is a one-time award. This has a $50 reservation fee that is fully refunded upon retreat attendance.

Present Parent Scholarship Rate: supports parents or legal guardians (grandparents, relatives, or foster parents) from low-to-modest income backgrounds wanting to attend a residential retreat who are actively raising children under the age of 18 in their home, with special priority given to single parents. It is available for most standard residential retreats (9 nights or less) and only once per calendar year. It is not available for the following: monastic retreats, family retreats, monthlong retreats, or any training programs with residential retreats. This has a $50 reservation fee that is fully refunded upon retreat attendance.

Young Adult Scholarship Rate: supports individuals who have significant financial need and who are between the age of 18-26 years old. If all the Young Adult rates are sold out, you may select one of the above options that may also apply to you.

Renunciate Monastics: Monastics in the Buddhist traditions are invited to attend Spirit Rock retreats without cost. Monastic discounts can be extended only to one having taken vows and abiding as a renunciate, living exclusively on donations and having no form of income through work or other sources. You will need to provide the name of the monastery you are affiliated and the lead teacher or abbot you practice under. To learn more, contact the Registration Dept at: [email protected].

*Maximum annual scholarship limit is two per calendar year; this limit is not a guarantee.